Yc pipelineaz com ce1ef41da907a643906900670bc1adf8435e9cb70fab0d0426a084fbd0950306

Business, Entrepreneurialism, and Management

Credit Analysts

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

Salary Breakdown

Credit Analysts

Average

$75,650

ANNUAL

$36.37

HOURLY

Entry Level

$54,340

ANNUAL

$26.13

HOURLY

Mid Level

$73,530

ANNUAL

$35.36

HOURLY

Expert Level

$92,720

ANNUAL

$44.58

HOURLY


Current Available

Credit Analysts

46

Current Available Jobs


Supporting Certifications


Program Recommendations

Credit Analysts

Yavapai Community College

Accounting (AAS)

Education

Associate's Degree

Yavapai Community College

Accounting Assistant (CERT)

Education

Non-Credit


Top Expected Tasks

Credit Analysts


Knowledge, Skills & Abilities

Credit Analysts

Common knowledge, skills & abilities needed to get a foot in the door.

KNOWLEDGE

Economics and Accounting

KNOWLEDGE

English Language

KNOWLEDGE

Mathematics

KNOWLEDGE

Customer and Personal Service

KNOWLEDGE

Clerical

SKILL

Critical Thinking

SKILL

Active Learning

SKILL

Reading Comprehension

SKILL

Active Listening

SKILL

Speaking

ABILITY

Problem Sensitivity

ABILITY

Mathematical Reasoning

ABILITY

Oral Comprehension

ABILITY

Oral Expression

ABILITY

Deductive Reasoning


Job Opportunities

Credit Analysts

  • Consumer Lending Credit Analyst Officer
    Alaska USA Federal Credit Union    Glendale, AZ 85304
     Posted about 5 hours    

    Reports to: Assistant Consumer Lending Underwriting Manager I, II

    Functions Supervised: Consumer Lending Underwriting Teams

    Primary Functions: Supervise, train, and develop CL Credit Analysts and department workflows.

    Duties and Responsibilities:

    + Supervise, train, develop, and assist CL Credit Analysts by reviewing credit evaluation skills and conformance to the credit union's procedures.

    + Conduct monthly credit analyst reviews to ensure accurate and timely feedback is provided to CL Credit Analysts. Monitor performance and recommend promotions or corrective action to Consumer Lending Underwriting department management.

    + Review, validate, and countersign lending requests exceeding lower-level credit analyst lending limits and/or standard loan program parameters.

    + Monitor and completion of Member Request Management System requests.

    + Ensure that credit applications are properly evaluated and that credit decisions are consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines.

    + Respond to and remedy member, branch, and network dealer call escalations.

    + Organize and coordinate daily assignments for the underwriting team in conjunction with each employee's skill level.

    + Assist with daily underwriting production tasks and fill-in when unexpected staffing shortages occur.

    + Represent the credit union in a professional manner at corporate events as necessary.

    + Perform other duties as assigned.

    Education: Bachelor's degree in Business Administration or related field. Advanced industry courses in consumer lending, including knowledge of all applicable laws and regulations.

    Creditable Experience in Lieu of Education: Five years consumer lending underwriting experience. Advanced industry courses in consumer lending, including a knowledge of all applicable laws and regulations.

    Experience/Skills: Five-years of consumer loan underwriting experience, which routinely calls for independent decision making in a high volume, fast-paced environment, with attention to detail preferred. Must have in-depth knowledge of consumer lending regulations. Must have the ability to diplomatically and independently handle a variety of difficult situations using sound business and underwriting principles. Must be self-motivated and able to grasp concepts quickly, and have the ability to lead others, and communicate effectively, both orally and written. Should be trained in all areas of Consumer Lending Underwriting operations. Direct lending, indirect lending, and business development experience preferred. One-year of previous supervisory experience preferred.

    Tenure: Not applicable

    Equal Opportunity Employer

    ID: 2022-4795

    External Company Name: Alaska USA Federal Credit Union

    External Company URL: https://www.alaskausa.org

    Street: Glendale Ops Center

    Minimum Salary Grade: Category 08: depending on experience

    Work Hours (Please use following format: Monday – Friday: 8:00 am – 5:30 pm) (Text Only): Monday - Saturday: 9:30 am - 6:00 pm, Rotating Schedule

    Regular Schedule is five 8 hour days: Yes

    Additional Schedule Differential: Yes-Plus 15% of base

    FLSA Status: Non-Exempt


    Employment Type

    Full Time

  • Senior Technology Risk Analyst
    GoDaddy.com    Tempe, AZ 85282
     Posted 5 days    

    Senior Technology Risk Analyst Primary Location:Tempe, Arizona Additional location(s):United States - Remote

    Apply Now (https://boards.greenhouse.io/godaddy/jobs/5086319003?gh\_jid=5086319003#app) Apply Later

    + Facebook

    + Twitter

    + LinkedIn

    Location:

    At GoDaddy the future of work looks different for each team. Some teams work in the office full-time, others have a hybrid arrangement (they work remotely some days and in the office some days) and some work entirely remotely. This position is eligible to work entirely remote or in-office in Tempe, AZ.

    This position is not eligible to be performed in Alaska, Mississippi, North Dakota, or the Virgin Islands.

    What you'll get to do...

    We are looking for a Technology Risk Senior who loves helping our business partners and constantly learning new things. We are a multifaceted and growing company that loves what we do and are looking for passionate people to share our vision. We focus on distilling compliance and risk concepts to their core principles, enabling us to envision creative solutions for our partners.

    The ideal candidate will be passionate about doing the right thing for the company and growing with the team. If you want to work with smart people doing work that enables our business partners to build amazing products, we would like to talk to you!

    + Provide guidance on IT compliance regulations to business partners and team members which includes reporting compliance posture to management on a periodic basis.

    + Support in the development and execution of ongoing compliance programs which includes monitoring compliance, assisting with policy changes, developing test cases, writing automated tests and working with development teams on compliance requirements.

    + Support monitoring of relevant industry groups to identify changes that impact GoDaddy’s IT compliance programs.

    + Assist in providing guidance and execution of IT Internal Control activities as needed including data monitoring, access reviews, and system tuning.

    + Complete along-side and across different compliance areas to complete the following

    + Plan and lead projects to document processes, identify risks and evaluate control design

    + Collaborate with partners to design appropriate remediation strategies

    + Organize and coordinate external audit projects within scope, timeline and budgets

    Your experience should include...

    + Bachelor’s degree in Business, IT Security, Engineering, or a similar subject area

    + 5 to 7+ years’ experience with IT compliance, risk management, PKI, SSL certificate business, SOX or a related focus

    + High degree of creativity and problem-solving aptitude

    + Ability to work well with a team and on individual projects as assigned

    + Strong desire to learn from and train other team members

    You might also have...

    + May have or be pursuing industry relevant certifications (CGEIT, CRISC, PCI-ISA, CISSP, CISA, ISO27001 LA)

    + Experience with SOC reporting, WebTrust, PCI, SOX, PCI-DSS, ISO 27001, NIST, and CIS a plus

    + Expertise in web PKI, PKI engineering, PKI/SSL policy, or similar.

    + Experience working with Agile methodologies

    + Experience coding small programs (PowerShell, SQL, VBA, etc.) a plus

    + Multilingual proficiency a plus

    We've got your back... Enjoy our many benefits ( My Wallet (https://www.mymobilewalletcard.com/godaddy/) ), including paid time off, 401k, equity grants and parental leave. Join one of our employee resource groups ( Culture (https://careers.godaddy.com/diversity) ). Continue to have a side hustle, if you have one (we love entrepreneurs, remember?). Most importantly, come as you are and make your own way.

    About us...GoDaddy is empowering everyday entrepreneurs around the world by providing all of the help and tools to succeed online. GoDaddy is the place people come to name their idea, build a professional website, attract customers, sell their products and services, and manage their work. Our mission is to give our customers the tools, insights and the people to transform their ideas and personal initiative into success. To learn more about the company, visitAbout Us (https://aboutus.godaddy.net/about-us/overview/default.aspx) (https://aboutus.godaddy.net/about-us/overview/default.aspx.)

    GoDaddy is proud to be an equal opportunity employer. We will not discriminate against any applicant or employee on the basis of age, race, color, ethnicity, national origin, citizenship, religion, creed, sex, sexual orientation, gender, gender identity or expression (including against any individual that is transitioning, has transitioned, or is perceived to be transitioning), marital status or civil partnership/union status, physical or mental disability, medical condition, pregnancy, childbirth, genetic information, military and veteran status, or any other basis prohibited by applicable federal, state or local law. GoDaddy will consider for employment qualified applicants with criminal histories in a manner consistent with local and federal requirements.

    If you need help completing an application for a position with GoDaddy, please reach out to our Recruiting Team atmyrecruiter@godaddy.com.

    GoDaddy doesn’t accept unsolicited resumes from recruiters or employment agencies.

    Job IDR015847

    GoDaddy's compensation is local to where you are and may vary based on an individual's qualifications at the time of the offer. The anticipated annual base salary ranges for select locations are listed below:

    + New York City -$98500.00 to $123000.00

    + Colorado -$84000.00 to $105000.00


    Employment Type

    Full Time

  • Credit Risk Analyst - Dealer Services
    U.S. Bank    Phoenix, AZ 85067
     Posted 7 days    

    At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

    **Job Description**

    The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate.

    The Credit Risk Analyst will partner with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May actively identify, respond and/or escalate risks as appropriate. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

    **Basic Qualifications**

    - Bachelor's degree, or equivalent work experience

    - Five to seven years of applicable experience

    - Applicable professional certifications

    **Preferred Skills/Experience**

    - High preference for banking industry experience

    - High preference for credit risk experience

    - Programming in SAS, Python or R

    - Experience pulling and manipulating data for various analytics

    - Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls

    - Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business

    - Ability to build and manage a team of Business Risk professionals who have credibility and work directly with business line management, as appropriate

    - Basic knowledge of Business Risk competencies

    - Strong process facilitation and project management skills

    - Effective presentation and relationship building skills

    - Well-developed analytical skills

    - Effective oral and written communication skills

    - Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs

    - Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

    INDMO

    \#LI-Remote

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

    **Benefits:**

    Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

    Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .

    **EEO is the Law**

    Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

    **E-Verify**

    U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

    Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $78,200.00 - $92,000.00 - $101,200.00

    Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

    U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

    U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.


    Employment Type

    Full Time

  • Credit Analyst
    WillScot Mobile Mini Holdings Corp.    Phoenix, AZ 85067
     Posted 7 days    

    Credit Analyst

    Apply now »

    **Date:** Jun 23, 2022

    **Location:** Phoenix, AZ, US

    **Company:** WillScot | Mobile Mini

    **ABOUT THE JOB:**

    The primary focus of this position is to evaluate credit risks and release customer accounts/orders.

    **WHAT YOU'LL BE DOING:**

    1. Utilize Credit Bureau and internal payment data, where applicable, to identify key risks and mitigating factors

    2. Communicate timely updates and deliver credit decisions within the established service timeframe.

    3. Ensure that required audit (SOX) documentation, credit reports and other reports are available upon request.

    4. Assist on customer calls or with written correspondence regarding credit requests.

    5. Review customer accounts on an ongoing basis with regards to Held for Credit (HFC) orders and hold/release as appropriate.

    6. Review and Update customer master records.

    7. Other duties as assigned. Regular attendance is required to fulfill the essential functions of the job.

    **EDUCATION AND QUALIFICATIONS:**

    + High School Diploma or GED

    + Minimum of 1 years of experience in commercial credit decisioning or equivalent degree.

    + High degree of attention to detail and organizational skills

    + Intermediate computer skills

    + Communicate clearly: both verbal and written with a professional demeanor

    _Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed._

    _WillScot Mobile Mini is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. WillScot Mobile Mini takes affirmative action in support of this policy to employ and advance in employment individuals who are minorities, women, disabled, and veterans._

    **Nearest Major Market:** Phoenix

    **Job Segment:** Credit Analyst, Credit, Finance

    Apply now »


    Employment Type

    Full Time

  • Data Risk Analyst Lead (Data Management and Governance Oversight) (Hybrid)
    USAA    Phoenix, AZ 85067
     Posted 7 days    

    **Purpose of Job**

    We are currently seeking a Data Risk Analyst Lead -Data Management and Governance Oversight. This is a key position within USAA’s Risk Management team, reporting to the Director of Risk Management. As second line of defense (risk) lead on enterprise data programs, the Data Risk Analyst Lead will seek to deliver independent risk oversight of the data program and activities of the Company. The role will develop and execute risk assessments across the data process- data quality risk, data movement risk, data fit for purpose risk and data governance to ensure process are operating per requirements and, identify any risks which may have unintended consequences. Ensure effective analysis and measurements of key data risks are established, measured, and monitored; program updates are shared with Executive leadership and regulators. As a data thought leader, ensure the company stays up to date on emerging regulatory expectations and data control management capabilities.

    This position is available as Hybrid in one of main hub location Charlotte NC, San Antonio TX, Plano TX, Phoenix AZ, Colorado Springs CO

    This position will be focused solely on the Oversight of Data Management and Governance domain.

    Provides risk management support for a line of business or staff agency in key risk identification, measurement, monitoring, control and reporting, and the understanding and management of risk through appropriate practices and processes. Assess and oversee enterprise and business exposures including key and emerging risks. Monitors the risk and control environment and provides effective challenge to internal and external stakeholders to ensure that exposures are kept at acceptable levels. Escalates and reports risks to the appropriate governance bodies. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products and processes.

    **Job Requirements**

    **About USAA**

    USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

    + Identifies and seeks key stakeholders across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls.

    + Presents findings and recommendations to various levels of leadership.

    + Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making.

    + Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.

    + Develops strategies, tools, and methodologies to measure, monitor, and report risks.

    + Applies expert knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.

    + Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

    + Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.

    + Formulates and reviews stress test plans for a line of business or the enterprise.

    + Evaluates results, and frames contingency plans in partnership with key business stakeholders.

    + Crafts key communications to be delivered to executives and board members.

    **Minimum Requirements:**

    + Bachelor's Degree in Risk Management, Business, Finance, or a related field.

    + 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree

    + 8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; Or advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management.

    + Advanced risk management experience in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services.

    + Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.

    + Experience leading and directing work with both internal and external partners in a highly collaborative environment.

    + Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.

    + Proactively identifies potential concerns and follows-up to resolve issues.

    + Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

    **Preferred Experience:**

    + Experience with data analysis, data governance, data standards, business data modeling, metadata, data quality, and/or reporting processes and tools

    + Strong knowledge of data governance frameworks, risks, controls, and data-related regulations/standards (e.g. BCBS 239, GDPR, CCPA, GLBA, PCI-DSS, etc.)

    + Relevant risk and data certifications

    + Experience leading and directing work with both internal and external partners in a highly collaborative environment.

    + Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.

    **Compensation:**

    USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $117,600- $211,700*(this does not include geographic differential it may be applied based on your work location)

    Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

    ***Geographical Differential:** Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

    **Shift premium:** will be addressed on an individual basis for applicable roles that are consistently scheduled for non-core hours.

    **Benefits:**

    At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    Please click on the link below for more details.

    USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)

    **Relocation** assistance is **not available** for this position.


    Employment Type

    Full Time

  • Risk Analyst Lead – Enterprise Operational Risk Management (Hybrid)
    USAA    Phoenix, AZ 85067
     Posted 7 days    

    **Purpose of Job**

    We are seeking a dedicated Lead Risk Analyst to work a hybrid schedule from our San Antonio TX, Plano TX, Phoenix AZ, Tampa FL, Charlotte NC or Colorado Springs CO facility.

    USAA values a culture that is highly collaborative, and we have found that a hybrid work type helps employees gain the best of both worlds – collaborating in-person in the office and working from home when needed to achieve focused results. The actual onsite days are agreed upon between each employee and the employee’s manager.

    As a Risk Analyst Lead for our Enterprise Operational Risk Management team, you will provide oversight and aggregation of operational risk across USAA. Supporting enterprise key risk identification, measurement, monitoring, control and reporting, to support a line of business. Using your broad knowledge and understanding risk management gained through appropriate practices and processes you will assess and coordinate enterprise and business exposures including key and emerging risks.

    The Risk Analyst Lead also monitors the risk and control environment and provides effective challenge to internal and external partners to ensure that exposures are kept at acceptable levels. You will also lead cross functional teams while implementing complex initiatives across the Enterprise that drive problem resolution.

    **Job Requirements**

    **About USAA**

    USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

    **Primary Responsibilities:**

    + Identifies and seeks key partners to support the identification, assessment, aggregation and the overall management of risks and controls.

    + Presents findings and recommendations to leadership.

    + Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making.

    + Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure understanding and management of risks according to industry standard methodology.

    + Develops strategies, tools, and methodologies to measure, monitor, and report risks.

    + Applies knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.

    + Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

    + Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.

    + Formulates and reviews stress test plans for a line of business or the enterprise.

    + Evaluates results, and frames contingency plans in partnership with key business partners.

    + Crafts key communications to be delivered to executives and board members.

    **Minimum Requirements:**

    + Bachelor’s degree required, or 4 additional years of related experience beyond the minimum required in lieu of degree (12 years without degree)

    + 8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area. Or advanced degree/designation in Risk Management, Business, Finance, or other field relevant to risk management and 6 years of work experience in a field relevant to risk management.

    + Advanced risk management experience in a complex institution and/or highly matrixed environment.

    + Validated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.

    + Experience leading and directing work with both internal and external partners in a highly collaborative environment.

    + Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include proven ability to effectively make data-driven decisions.

    + Proactively identifies potential concerns and follows-up to resolve issues.

    + Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

    **Preferred Experience:**

    + Strong Operational Risk knowledge with experience in aggregated risk reporting to senior leaders inclusive of Board.

    + Experience in viewing multiple data points and identifying and communicating key points, impacts and outcomes.

    + Ability to complete projects in a fast paced, high demand, environment while balancing multiple priorities.

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **Compensation:**

    USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: **$117,600 – $211,700***

    Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

    ***Geographical Differential:** Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

    **Shift premium:** will be addressed on an individual-basis for applicable roles that are consistently scheduled for non-core hours.

    **Benefits:**

    At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    Please click on the link below for more details.

    USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)

    **Relocation** assistance is **not available** for this position.


    Employment Type

    Full Time

  • Credit Manager
    Elite Roofing Supply    Glendale, AZ 85304
     Posted 8 days    

    Are you an experienced Credit / Collections professional that is motivated and results-driven?

    Are you looking for a position where you can partner with your local branches to collectively arrive at decisions helping to meet financial goals?

    Are you looking for a rapidly growing company that is financially stable and NOT for sale?

    Then keep reading! This may be the position for you!

    Who we are:

    We are a privately held, multi-state distributorship of state-of-the-art roofing products and we are rapidly growing. We’re not commercial roofers, but we supply them with the products they need!

    Our Headquarters are in Glendale, AZ and we currently have 22 branch locations throughout the U.S. (California, Colorado, Arizona, Louisiana, Missouri, Kansas, Georgia, New Mexico, and Texas) – soon to be many more!

    Why are we so successful? We’re a big company with a family feel and care about our employees. You won’t feel like a number…you’ll be appreciated for a job well done and you’ll be a member of our winning team, celebrating successes with your team and the whole company!

    Key objectives include:

    + Supporting consistent credit policies and procedures

    + Reviewing accounts to determine the best approach/method to achieve revenue-maximizing results

    + Optimizing the mix of the company’s sales and bad debt losses using risk analysis

    Core Responsibilities Include:

    + Conducting periodic credit reviews of existing customers

    + Maintaining customer files, updating and storing pertinent information

    + Evaluating creditworthiness and potential risks

    + Using collection methods that consistently lead to achieving or exceeding financial goals

    + Interfacing with sales and maintaining a customer-focused outlook

    + Negotiating payment arrangements when applicable

    + Ability to determine when attorneys or collection agencies are needed to support collection efforts

    + Utilizing and understanding key tools used to secure the portfolio

    + Understanding and enforcing lien/bond rights within the construction industry

    + Solving problems quickly and with diplomacy/tact to create resolutions that result in regular revenue and customer retention

    Qualifications (both required or preferred):

    5+ years’ experience being successful working in a client-focused and results-driven credit/collections environment

    DMSI software experience preferred

    A relationship builder – the ability to immediately build rapport with almost anyone

    A curious, positive outlook

    Excellent written and verbal communication skills

    An enthusiastic, highly motivated self-starter with a focus

    Proficient in industry-specific and common office software

    Finance and/or accounting background

    What we can offer you!:

    A Competitive Salary

    Health, Dental and Vision options;

    401(k) with Company match – no vesting schedule;

    $15,000.00 Life Insurance and AD&D Insurance;

    Company-paid Short Term Disability insurance;

    Your choice of either a company-paid Costco membership or a high-end AAA plan;

    A Paid Time Off program which includes the ability to cash out accrued PTO;

    8 Paid Holidays;

    Many other great benefit options include an EAP, Cell phone discount programs Identity Theft Protection, Long-term Disability, Pet Insurance, Additional Voluntary Life and AD&D Insurance for you, your spouse, and children, Critical Illness Insurance, Accident Insurance, and more.

    To apply and be considered, please complete a two-step process:

    Apply online, then

    Copy and paste this link into your browser and complete our 5-minute questionnaire:
    https://www.cultureindex.com/c/48hHnJgd8T

    We are a DRUG-FREE WORKPLACE and conduct Random Drug Testing.

    This advertisement is not meant to describe all aspects of the open position or the programs mentioned.

    Powered by JazzHR


    Employment Type

    Full Time

  • Credit Manager
    WillScot Mobile Mini Holdings Corp.    Phoenix, AZ 85067
     Posted 9 days    

    Credit Manager

    Apply now »

    **Date:** Jun 19, 2022

    **Location:** Phoenix, AZ, US

    **Company:** WillScot | Mobile Mini

    WillScot Mobile Mini (NASDAQ WSC) is the industry leader in providing storage solutions and modular workplace solutions to customers across North America. We serve ~50,000 customers with space solution needs daily, through a network of 100+ branch locations throughout North America.

    Our legacy is rooted in product innovation, a reputation for exceptional customer service, effective management of business operations, and the ability to attract and retain the industry’s most talented staff and management team. Our values guide us to achieving our true potential and create an inclusive work environment which allows every person to thrive.

    **ABOUT THE JOB:**

    The Credit Manager willlead in the development, management and improvement of the business’ credit policy and credit approval processes with particular emphasis on customer master management and the harmonization and automation of credit-related processes following the recent WillScot Mobile Mini merger.

    **WHAT YOU'LL BE DOING:**

    + Lead team responsible to research and evaluate client creditworthiness, approving and rejecting applications based on credibility and potential revenue and losses; predictive risk versus reward modeling.

    + Manage process cycle time to exceed internal and external expectations, managing to best-in-class standards

    + Work with cross-functional business teams in the creation of credit scorecards to accurately predict risk and develop mitigation strategies (deposits, advance payments, etc.) aimed at balancing risk in favor of WillScot Mobile Mini.

    + Work with external trade credit partners to refine and automate interfaces and automations to streamline the process and reduce cycle time.

    + Identify and develop additional risk mitigants (liens, ILOC, UCC, etc.)

    + Maintain Customer Master fields and fee flags.

    + Regularly perform ad-hoc analysis as required.

    + Help to drive process improvements and projects within Credit & Collections environment.

    + Monitor automated credit tools & work with internal stakeholders & vendor on any systematic issues.

    + Own onboarding and offboarding process for licensed users.

    + Collaborate and coordinate with other departments to gather necessary data to conduct analyses.

    + Assist in the development and analysis of the forecast and annual plan for Collection Metrics (Days Sales Outstanding, Cash Collections, Past Dues)

    + Perform financial benchmarking for Credit & Collections by analyzing current and past due trends in Key Performance Indicators.

    + Develop and execute training for new and existing staff.

    + Other duties as assigned

    **EDUCATION AND QUALIFICATIONS:**

    + Bachelor’s degree in Finance, Accounting, Economics, Information Technology or similar course of study

    + 5 years’ successful experience in commercial or consumer credit/lending managing to predictive risk in a high volume, large ticket environment

    + 5 years’ experience directly managing 3 or more team members

    + 3 years’ experience managing external vendors or partners in a technology driven environment

    + Experience assessing strategy and managing initiatives to KPIs

    _Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed._

    _WillScot Mobile Mini is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. WillScot Mobile Mini takes affirmative action in support of this policy to employ and advance in employment individuals who are minorities, women, disabled, and veterans._

    **Nearest Major Market:** Phoenix

    **Job Segment:** Outside Sales, Credit, Manager, Sales, Finance, Management

    Apply now »


    Employment Type

    Full Time

  • Senior Quantitative Risk Analyst (AML Modeling and Analytics)(Remote Work Available)
    USAA    Phoenix, AZ 85067
     Posted 9 days    

    **Purpose of Job**

    The Quantitative Risk Analyst Senior is responsible for the quantitative framework of the risk management, in particular AML/BSA, Fraud and compliance risk modeling development. This includes responsibility for developing analytics framework of the risk management system, employing quantitative models and cutting-edge technologies, and delivering end-to-end solutions utilizing this framework.

    We are looking for an experienced professional with strong coding abilities, quantitative skills and financial markets knowledge, preferably having statistical and machine learning modelling expertise. Solid analytical skills, good communications, and being able to work well independently or as part of team are critical for this role.

    Community: Risk Management Jobs that are part of a community have unique requirements established to maintain consistent application, usage and reporting structure. Please reach out to your HR Business Partner for additional information on specific requirements prior to posting and/or employee placement into this job. Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate quantitative and analytical practices and processes. Conducts and develops quantitative and analytic models, assessments and/or applications in support of risk management efforts that assess the market and identify risks and gaps in existing or proposed processes. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans.

    This position is available in our San Antonio, TX, Plano, TX, Charlotte, NC or 100% Remote Work from Home availability.

    **Job Requirements**

    **About USAA**

    USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

    **Primary Responsibilities:**

    + Utilizes advanced analytics to assess future risk, opportunities, and effectiveness and translates results into meaningful solutions to enhance decision making.

    + Applies advanced knowledge and industry best practices to quantify risk and aggregate exposures.

    + Engages in model validation and produces model validation reports.

    + Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change.

    + Translates recommendations into communication materials to effectively present to colleagues for peer review and management.

    + Applies advanced knowledge to produce advanced analytical material for discussions with cross functional teams to understand complex business objectives and influence solution strategies

    + Provides mentorship to other team members in the peer review process.

    **Minimum Requirements:**

    + Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

    + 6 years related quantitative analysis experience in a discipline relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative discipline. OR advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline and 4 years work experience in a quantitative discipline relevant to risk management. OR PhD in Economics, Finance, Statistics, Mathematics, or other quantitative discipline and up to 2 years work experience in a quantitative discipline relevant to risk management

    **Preferred Experience:**

    + Experience in fraud or compliance risk modeling development

    + Strong SAS, SQL, R, and/or Python programming

    + Experience with visualization business intelligence tools (BI)

    + Experience working with business and risk control

    + Ability to communicate complex concepts to all levels

    + CAMS Certification

    **Compensation:**

    USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $88,200.00 - $158,900 *(this does not include geographic differential it may be applied based on your work location)

    Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

    ***Geographical Differential** : Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

    **Shift premium** will be addressed on an individual basis for applicable roles that are consistently scheduled for non-core hours.

    **Benefits:**

    At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    Please click on the link below for more details.

    USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)

    Relocation assistance is **not available** for this position.


    Employment Type

    Full Time

  • Loan Processor II
    Truist    Tempe, AZ 85282
     Posted 9 days    

    Req ID: R0058882

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.

    Need Help?

    If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email toAccessibilityor call 877-891-2510 (accommodation requests only; other inquiries won't receive a response).

    Regular or Temporary:

    Regular

    Language Fluency: English (Required)

    Work Shift:

    1st shift (United States of America)

    Please review the following job description:

    Responsible for ensuring the timely and accurate funding of dealer contract packages. Eliminate dealer/customer fraud by ensuring proper and thorough verification is completed on all loan packages according to company and regulatory policies and guidelines. Provide training and management assistance to Loan Processor I teammates when necessary. Provide a high level of professional service to dealer client base.

    this will be an onsite/remote work schedule (example schedule: 3 days in office, 2 days work from home)

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

    1. Work as a team member with the underwriting and sales staff to accomplish monthly loan volume objectives.

    2. Assist with training and supervision of Loan Processor I as required.

    3. Ensure all contract and applicant information is accurately verified and entered into Origenate prior to funding in the loan servicing system. Ensure compliance with all guidelines and policies to meet targeted risk tolerance.

    4. Follow-up with dealer clients on any outstanding stipulations, verifications, or documents needed to complete the processing of loans to ensure timely funding of contracts while maintaining an excellent Perfect Client Experience (PCE) level of customer service to our consumers and Dealer Client’s.

    5. Meet or exceed Loan Processor production targets.

    6. Build and maintain strong relationships with dealer client base.

    7. Assist branch or business center in managing dealer and customer fraud by ensuring thorough and proper verifications are being completed. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of Unusual Financial Observations (UFO) in accordance with company policies and procedures.

    8. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of UFO’s in accordance with company policies and procedures.

    9. Assist management to ensure business center complies with all corporate guidelines and policies as well as all Federal and State regulations.

    10. Other critical tasks and duties assigned.

    QUALIFICATIONS

    Required Qualifications:

    The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    1. High School diploma or equivalent education and related training or experience

    2. Two years of experience or equivalent training

    3. Excellent problem solving skills

    4. Excellent analytical ability

    5. Excellent written and verbal communication skills

    6. Excellent organizational skills

    7. Excellent time management skills

    8. Ability to work in fast paced environment

    9. Ability to work flexible schedule and overtime, as needed

    10. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

    Preferred Qualifications:

    1. Bachelor’s degree in Business or related field, or equivalent education and related training or experience

    2. Previous experience in finance/credit related industry

    3. Knowledge of credit verification process and related documents

    4. Bilingual

    OTHER JOB REQUIREMENTS / WORKING CONDITIONS

    Sitting/Standing/Walking/Bending/Lifting

     Sitting (if checked, indicate frequency)

    Constantly (More than 50% of the time)

    ☐ Standing (if checked, indicate frequency)

    Choose an item.

    ☐ Walking (if checked, indicate frequency)

    Choose an item.

    ☐ Bending (if checked, indicate frequency)

    Choose an item.

    ☐ Lifting (if checked, indicate pounds)

    Choose an item.

     Visual / Audio / Speaking

    Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

     Manual Dexterity / Keyboarding

    Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

     Availability

    Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

     Travel (Must select one)

    Minimal and up to 10%

    Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.

    EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

    © 2017 SunTrust Banks, Inc. All rights reserved.

    SunTrust is federally registered service marks of SunTrust Banks, Inc.


    Employment Type

    Full Time


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