STEM

Actuaries

Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits.

A Day In The Life

STEM Field of Study

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Salary Breakdown

Actuaries

Average

$98,380

ANNUAL

$47.30

HOURLY

Entry Level

$78,050

ANNUAL

$37.52

HOURLY

Mid Level

$91,620

ANNUAL

$44.05

HOURLY

Expert Level

$129,320

ANNUAL

$62.17

HOURLY


Current Available & Projected Jobs

Actuaries

24

Current Available Jobs

230

Projected job openings through 2030

Top Expected Tasks

Actuaries


Knowledge, Skills & Abilities

Actuaries

Common knowledge, skills & abilities needed to get a foot in the door.

KNOWLEDGE

Mathematics

KNOWLEDGE

Economics and Accounting

KNOWLEDGE

English Language

KNOWLEDGE

Computers and Electronics

KNOWLEDGE

Law and Government

SKILL

Critical Thinking

SKILL

Judgment and Decision Making

SKILL

Mathematics

SKILL

Reading Comprehension

SKILL

Active Listening

ABILITY

Mathematical Reasoning

ABILITY

Number Facility

ABILITY

Deductive Reasoning

ABILITY

Inductive Reasoning

ABILITY

Near Vision


Job Opportunities

Actuaries

  • Actuarial Analyst II, Actuarial Development Program
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted about 3 hours    

    **Alternate Locations:** Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Work from Home

    **Work Arrangement:**

    Remote : Work at home employee residing outside of a commutable distance to an office location.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 71026

    **The Actuarial Development Program**

    The Actuarial Development Program (ADP) at Lincoln Financial Group is an industry-leading program that demonstrates Lincoln Financial’ s commitment to creating technically proficient, well-rounded actuaries capable of leadership, technical and managerial roles throughout the company. As an ADP participant, you’ll be able to explore your unique interests while developing the essential actuarial, technical, management, communication, and leadership skills you need to succeed. The Actuarial Development Program includes a series of rotations, typically every 18-24 months. Rotational roles are available in different business areas including Life and Annuities, Retirement and Group Protection. Rotational roles also span all actuarial functions including Product Development, Pricing, Reinsurance, Inforce Management, Valuation, Financial Projections, Risk Management, Financial Planning & Analysis, Financial Strategy & Management, Appointed Actuary, Experience Studies, Modeling and Data Analytics & Actuarial Transformation.

    ADP participants are required to pass the Society of Actuaries’ exams at a prescribed pace. The program is designed to support you as you work towards your FSA and provide the training and resources necessary to pass the exams.

    Additional Program Highlights:

    + Highly competitive compensation package with salary increases and bonuses upon successful exam completion

    + Long-term incentive benefits for program graduates meeting minimum requirements

    + Generous study time allowances for each exam session

    + Payment and/or reimbursement of actuarial exam fees, materials, review courses, and seminars taken during the program

    + Social and training opportunities to enhance skills, network with ADP participants and build long-lasting industry relationships

    + Dedicated leaders and mentors to assist with career development

    + Work with actuarial and data science software and technologies including MG-ALFA, AXIS, Prophet, Dataiku, R, and Tableau

    **The Role at a Glance**

    As an Actuarial Analyst II, you will be assigned to one of Lincoln’s Actuarial departments where you will play an integral role in the function of supporting the company’s actuarial responsibilities across multiple lines of business, delivering insightful, value-add, actionable analytics and governance to drive business results. Throughout the rotational process, participants are strategically rotated to a wide range of positions, providing experience in three key areas: Product & Pricing, Financial, and Technical. In addition, participants are provided opportunities to gain exposure to multiple lines of business, as well as both group and individual insurance. Participants are placed into positions based upon what skills they can offer the position as well as what experiences the position can offer them. It is a collaborative process between the program leaders (actuaries), managers, and participants. Lincoln’s actuarial leadership plays an active role in developing the ADP participants.

    In any actuarial rotational role that you would be placed in, you could be responsible for a variety of tasks and learning opportunities such as:

    + Developing a new insurance product or re-pricing an existing product based on customer needs

    + Perform pricing analysis using internally developed software, and analyze the pricing results for new/redesigned annuity contract and rider benefits

    + Conducting asset adequacy and cash flow testing using actuarial software

    + Creating monthly, quarterly, and annual reserves and financial statements

    + Developing and analyzing business models to analyze portfolio holdings

    + Work across the enterprise to gather, validate, and analyze statutory reserves and capital for all holding company entities as part of an emerging international capital framework

    + Improve efficiency of technological tools used for asset adequacy testing and statutory reporting (Dataiku)

    + Build on existing automation efforts with Dataiku and Tableau to increase efficiency, gain insight into the analysis of results, reduce the potential for error, and improve presentation of results

    + Maintain existing actuarial models/tools, assist with mechanical and conceptual troubleshooting

    + Work with actuarial and data science software and technologies including MG-ALFA, Prophet, Dataiku, R, and Tableau

    + Develop, expand, and maintain validation tools such as external spreadsheets used to verify model results. Create and maintain proper documentation of model changes.

    + Perform dynamic validation and analyze actual against modeled assumptions

    + Partnering with various teams to understand risks posed by new products and developing recommended approaches to reflect risk

    + Presenting to actuarial and non-actuarial leaders within assumption review committee meetings

    **What you'll be doing**

    + Support the group’s actuarial initiatives and on-going business needs

    + Complete assigned projects with impactful outputs

    + Build relationships across different business units and actuarial functions

    + Collaborate with actuarial team members

    + Receive coaching and mentorship from senior actuarial team members and leaders

    **What we’re looking for**

    + 1-4+ years of experience in actuarial science

    + 4-8 actuarial exams passed progressing towards an ASA designation

    + Driven, motivated and resourceful problem-solvers with critical thinking skills who are eager to learn, are coachable and committed to the rotational and exam progress parameters laid out by Lincoln.

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + A clearly defined career framework to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $57,401 - $107,700

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas — Life Insurance, Annuities, Retirement Plan Services and Group Protection — focus on supporting, preserving and enhancing over 17 million customer’s lifestyles and retirement outcomes.

    Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021.

    Ranked one of the Best Large Employers in America and Best Employers for Women by _Forbes_ magazine as well as one of _Newsweek’s_ Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees’ futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and FTSE4Good. Dedicated to diversity and inclusion, we earned perfect 100 percent scores on the Corporate Equality Index and the Disability Equality Index. Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Associate, Actuarial
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted about 3 hours    

    **Alternate Locations:** Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Work from Home

    **Work Arrangement:**

    Remote : Work at home employee residing outside of a commutable distance to an office location.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72960

    **The Role at a Glance**

    We’re excited to add an Associate Actuary to our team!

    **What you'll be doing**

    **What we’re looking for**

    Must-haves:

    0-1+ of experience in Actuarial positions that directly aligns with the specific responsibilities of the position

    4 Year/Bachelor's degree (or equivalent) in Actuarial Science or Mathematics

    Strong technical and communication skills

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + Clearly defined career tracks and levels to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $42,300 - $75,500

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2023, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of December 31, 2023, the company had $295 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Lead Actuary - Medicaid Trend Quantification
    Humana    Phoenix, AZ 85067
     Posted about 3 hours    

    **Become a part of our caring community and help us put health first**

    The Lead Actuary, Analytics/Forecasting analyzes and forecasts financial, economic, and other data to provide accurate and timely information for strategic and operational decisions. Establishes metrics, provides data analyses, and works directly to support business intelligence. Evaluates industry, economic, financial, and market trends to forecast the organization's short, medium and long-term financial and competitive position. The Actuary, Analytics/Forecasting works on problems of diverse scope and complexity ranging from moderate to substantial.

    The Lead Actuary, Analytics/Forecasting ensures data integrity by developing and executing necessary processes and controls around the flow of data. Collaborates with stakeholders to understand business needs/issues, troubleshoots problems, conducts root cause analysis, and develops cost effective resolutions for data anomalies. Advises executives to develop functional strategies (often segment specific) on matters of significance. Exercises independent judgment and decision making on complex issues regarding job duties and related tasks, and works under minimal supervision, Uses independent judgment requiring analysis of variable factors and determining the best course of action.

    + Additional Job Description

    Responsible for monitoring emerging medical, pharmacy, and LTSS claims compared to forecast and revenue.

    Meets with Market Actuaries and Market CFOs monthly to review sources of emerging unfavorable trend and determining where there is opportunity for mitigation.

    Responsible for quantifying and explaining the 'why' of where trends are unfavorable to budget and rate development and advising whether this is a rate issue for negotiation or a claims issue for operational initiatives.

    Responsible for ROI analyses for new operational initiatives; this includes quantifying the expected financial outcomes of new vendors and programs; may meet with external vendors as needed to discuss ROIs.

    Provides guidance to Controller for month close related to membership and claims impacts to emerging MER and trend.

    Responsible for informing the budget spread by claim type and by month.

    Supports quantification of budget forecasts where internal experience is expected to differ from rate development.

    **Use your skills to make an impact**

    **Required Qualifications**

    + Bachelor's Degree

    + FSA or ASA plus relevant advanced degree, recent and relevant work experience, and/or other relevant professional designations.

    + MAAA

    + Strong communication skills

    + Experience in more than two functions (e.g., modeling, pricing, rate filing, reporting & analysis, reserving or trending)

    **Preferred Qualifications**

    Experience with Power BI a plus

    Experience with Medicaid a plus

    **Scheduled Weekly Hours**

    40

    **Pay Range**

    The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay decisions will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.$126,800 - $174,500 per yearThis job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.

    **Description of Benefits**

    Humana, Inc. and its affiliated subsidiaries (collectively, 'Humana') offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

    **About us**

    Humana Inc. (NYSE: HUM) is committed to putting health first - for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

    **Equal Opportunity Employer**

    It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or because he or she is a protected veteran. It is also the policy of Humana to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

    Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or religion. We also provide free language interpreter services. See our https://www.humana.com/legal/accessibility-resources?source=Humana_Website.


    Employment Type

    Full Time

  • Pricing Analyst - Recycling
    Republic Services    Phoenix, AZ 85067
     Posted 1 day    

    **Republic Services is a leader in Environmental Services, partnering with customers to create a more sustainable world.**

    **We are Sustainability in Action — our promise to be environmentally responsible and to help our customers be environmentally responsible too.**

    **Why choose** **Republic?**

    **Joining Republic isn’t just about taking on a new job, it’s about making a commitment to create a more sustainable world together. Our people provide an essential service, serving and impacting customers, neighborhoods, and communities everywhere.**

    **As a company, we are proud of our values and encourage those who share in our aspirations to join our team:**

    + We protect our colleagues and communities through safe practices everywhere, every day.

    + We are committed to serving our customers and communities by going above and beyond to exceed expectations.

    + We take action to improve neighborhoods and communities by being environmentally responsible and creating a more sustainable world.

    + We are driven to deliver results in the right way.

    + We encourage a human centered culture that honors the unique potential and dignity of every person.

    **POSITION SUMMARY:** The Pricing Analyst - Recycling reviews and supports recycling commodity analyses for all business groups. The Pricing Analyst - Recycling is responsible for providing end-user support as needed to facilitate the development and growth of the recycling revenue programs.

    **PRINCIPLE RESPONSIBILITIES:**

    + Supports the recycling rebate pricing process, including reviewing and ensuring accurate procedures are followed.

    + Assists with monitoring commodity pricing to maximize revenue streams from sale of commodities.

    + Helps develop month-to-month pricing of commodities sales. Works with recycling centers to adjust rebates and cost of goods accordingly.

    + Designs and develops required reports analyzing recycle results.

    + Provides detailed and monthly customer recycling and diversion reporting while identifying additional revenue opportunities.

    + Interfaces with field operations regarding commodity processing, verification of volumes and resolution of problems (e.g. tonnage discrepancies, contamination etc.).

    + Responds to internal requests for additional ad-hoc reporting.

    + Identify improvement initiatives to increase development in business processes.

    + Performs other duties as assigned or apparent.

    **PREFERRED QUALIFICATIONS:**

    + Minimum of 3 years of pricing, finance, or sales analysis experience.

    + Experience using Excel at an intermediate to advanced skill level.

    + Strong analytical skills.

    **Rewarding Compensation and Benefits**

    Eligible employees can elect to participate in:

    • Comprehensive medical benefits coverage, dental plans and vision coverage.

    • Health care and dependent care spending accounts.

    • Short- and long-term disability.

    • Life insurance and accidental death & dismemberment insurance.

    • Employee and Family Assistance Program (EAP).

    • Employee discount programs.

    • Retirement plan with a generous company match.

    • Employee Stock Purchase Plan (ESPP).

    _The statements used herein are intended to describe the general nature and level of the work being performed by an employee in this position, and are not intended to be construed as an exhaustive list of responsibilities, duties and skills required by an incumbent so classified. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the Company._

    EEO STATEMENT:Republic Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, protected veteran status, relationship or association with a protected veteran (spouses or other family members), genetic information, or any other characteristic protected by applicable law.


    Employment Type

    Full Time

  • Director, Actuary Remote
    Banner Health    Arizona, AZ
     Posted 1 day    

    **Primary City/State:**

    Arizona, Arizona

    **Department Name:**

    Actuarial-BHN Cntr

    **Work Shift:**

    Day

    **Job Category:**

    General Operations

    At Banner Health, we set leaders up to succeed. We ensure executives have the staff and facilities their vision requires. Join a nationally recognized health care leader that celebrates equity, diversity and inclusion.

    Banner Health has been recognized by Becker’s Healthcare as one of the 150 top places to work in health care. In addition, we recently made Newsweek’s list of America’s Greatest Workplaces 2023 for Diversity. These recognitions reflect Banner Health's investment in team members' professional development, wellness benefits, and continued education. It highlights our commitment to advocating for diversity in the workplace, promoting work-life balance, and boosting employee engagement.

    As a Director, Actuary you will be a critical member of the Banner Plans & Networks Team. You will support Banner Plans & Networks' strategic and growth goals by using your actuarial skill set. You will utilize your extensive leadership background to lead the development of a variety of healthcare actuarial analyses. You will lead a team that will help to complete the technical portion of the analyses. You will partner with, and present to, all levels of leadership. You will also develop all levels your team from Interns to Analysts.

    Your schedule will be Monday-Friday with an 8:00 a.m. Arizona start time. Your role can be entirely remote. You will also have the option of working out of our Banner Corporate Phoenix or Banner Corporate Mesa offices. If this role sounds like the one for you, Apply Today!

    Your pay and benefits are important components of your journey at Banner Health. This opportunity includes the option to participate in a variety of health, financial, and security benefits. In addition, this position may be eligible for our Management Incentive Program as part of your Total Rewards package.

    Banner Health Network (BHN) is an accountable care organization that joins Arizona's largest health care provider, Banner Health, and an extensive network of primary care and specialty physicians to provide the most comprehensive healthcare solutions for Maricopa County and parts of Pinal County. Through BHN, known nationally as an innovative leader in new health care models, insurance plans and physicians are coming together to work collaboratively to keep members in optimal health, while reducing costs.

    POSITION SUMMARY

    This position will lead healthcare actuarial analyses under minimal supervision of senior actuarial staff. The position will either have knowledge of, or will become knowledgeable in, Medicare Shared Savings Program (MSSP) Accountable Care Organizations (ACOs), Commercial ACOs, Employer Plans, Medicare Advantage Prescription Drug (MA-PD) plans, Medicaid, Medical Economics, and other healthcare data analytics. The actuary will be encouraged to progress in their career development under the Banner Actuarial Professional Development Program.

    CORE FUNCTIONS

    1. Lead healthcare actuarial analyses (projections, pricing, reserving, and other analyses using tools developed in Excel, SAS, Teradata, Tableau, and other software) with the limited oversight and feedback from senior actuarial staff.

    2. Develop/present results of the performed analyses to senior actuarial staff and/or insurance division executives.

    3. Lead (and participate) in the development of actuarial models and reports for the continued growth of the actuarial team.

    4. Serve as a department representative on major projects and interpretation of healthcare regulations.

    5. Excels at communicating highly technical topics to external audiences and has excellent presentation skills.

    6. Provides training, leadership, and development opportunities for junior staff and provides honest feedback to aid in development of talent.

    7. Collaborates with leaders outside the actuarial and finance departments to provide actuarial support and inform strategies to drive desired results.

    8. Lead the development of models and analyses to support strategic initiatives, business decisions, and other ad-hoc business needs and communicate results to a wide ranging audience.

    MINIMUM QUALIFICATIONS

    Strong knowledge of healthcare actuarial analysis as normally obtained through the completion of a Bachelor’s Degree in Statistics, Mathematics, Actuarial Science, Business, Finance, or Healthcare Administration or related discipline with seven years of experience.

    License/Certification: Associate of the Society of Actuaries (ASA) designation within 12 months of being hired.

    Knowledge of software for data analysis; specifically spreadsheets (e.g. MS Excel, VBA), data extraction and manipulation (e.g. SAS, Teradata, R) and data visualization (e.g. Tableau).

    PREFERRED QUALIFICATIONS

    Actuarial experience with Medicare, Medicaid or commercial health insurance.

    Additional related education and/or experience preferred.

    EOE/Female/Minority/Disability/Veterans (https://www.bannerhealth.com/careers/eeo)

    Our organization supports a drug-free work environment.

    Privacy Policy (https://www.bannerhealth.com/about/legal-notices/privacy)

    EOE/Female/Minority/Disability/Veterans

    Banner Health supports a drug-free work environment.

    Banner Health complies with applicable federal and state laws and does not discriminate based on race, color, national origin, religion, sex, sexual orientation, gender identity or expression, age, or disability


    Field of Study

    Health Sciences

    Employment Type

    Full Time

  • Actuary
    USAA    Phoenix, AZ 85067
     Posted 3 days    

    **Why USAA?**

    Why USAA?

    Let’s do something that really matters.

    At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

    We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

    The Opportunity

    As a dedicated Actuary, you will be part of a Property Pricing team. Your work may include coordinating, preparing and performing expert level actuarial analyses required to develop new products, project future results, reprice existing products, and/or determine financial strength.

    This position can work remotely in the continental U.S. with occasional business travel.

    **The Opportunity**

    **What you'll do:**

    + Establish and may oversee appropriate statistical plans, analytical tools, and requirements for analyzing the experience of various products classification systems, rating plans, reserves, and catastrophes.

    + Participate in short term and long-term planning activities and assists in setting objectives for these plans by making forecasts and projections and developing strategies to support the company mission and goals in the areas of product development, pricing, catastrophe management, reinsurance, modeling, or reserving

    + Utilize advanced actuarial modeling software driven models for pricing, valuation, and/or risk management to develop new products, project future results, reprice existing products, and/or determine financial strength. May make adjustments and improvements to models, when appropriate.

    + Monitor competitive market, industry trends, and professional research to maintain knowledge of current activities related to products, regulation, market conditions, and to achieve financial and market goals.

    + Creatively approach problems and issues from a wide range of perspectives to determine innovative techniques.

    + Author and develop innovative solutions to business initiatives. Responsible for training junior members on change/improvement. Performs highly complex analysis/design, coding and testing in support of project responsibilities.

    + Serve as a resource to team members on escalated issues of an unusual nature.

    + Develop and manages requirements to deliver agile business changes, exceptional member experiences, and/or integrated solutions.

    + Define business problems and develops business artifacts.

    + Strategically partner with IT to influence the design, alignment, and implementation of technical business standards.

    + Represent USAA’s interest at industry level committee meetings. Provides data to other departments, useful for their management purposes, from actuarial data systems.

    + Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

    **What you have:**

    + Bachelor’s degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

    + 8 years Actuarial/business/analytical experience + Associate of the Casualty Actuarial Society (ACAS) held for 5 years; OR 6 years Actuarial/business/analytical experience +Fellow of the Casualty Actuarial Society (FCAS).

    + Experience in developing and delivering Innovative Actuarial Analyses/Processes.

    + Demonstrated experience and application of industry best practices in metric development/monitoring.

    + Strong communication/presentation skills to include demonstrated experience effectively delivering key messages to stakeholders.

    **What sets you apart:**

    + Experience leading teams through effective communication, learning, and mentorship

    + A passion for creative and innovative actuarial work and developing that mindset in less experienced analysts through projects related to this work

    + Expert Actuarial pricing expertise with experience in using a variety of pricing methodologies and models

    + Strong experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership

    + Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners.

    + Working knowledge of data analytic tools and Python/R/SQL or other language and high level of ability to oversee others in their use of these tools

    + Expert problem-solving, critical thinking, and analytic skills

    + Ability and willingness to work from the following location (if currently resides within 60 miles of the location): San Antonio, TX, Phoenix, AZ, Colorado Springs, CO, Tampa, FL, Charlotte, NC.

    + US military experience through military service or a military spouse/domestic partner

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **What we offer:**

    **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $158,960 - $303,830 **.**

    Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

    **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

    _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

    _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Pricing Analyst III (Entry Level)
    USAA    Phoenix, AZ 85067
     Posted 3 days    

    **Why USAA?**

    Why USAA?

    Let’s do something that really matters.

    At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

    We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

    The Opportunity

    As a dedicated Pricing Analyst, you will perform basic to intermediate analysis to support pricing, reserving, product development, and financial management.

    We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

    **The Opportunity**

    **What you'll do:**

    + Acquire and apply foundational knowledge of the business, its applications, and processes.

    + Utilize actuarial tools and modeling software for pricing, valuation, and/or risk management.

    + Enter data and tables, run models, and generate reports.

    + May make adjustments and improvements to models, when appropriate.

    + Analyze industry and location specific trends and regulatory/legislative activity to identify impact on financials, reserves, and pricing processes.

    + Identify critical experience areas to monitor and suggest timely remedies to correct or prevent unfavorable trends.

    + Identify sources of gain and loss by product and assumption.

    + Test pricing assumptions and the appropriate premiums, interests margins, reserves, and cash values for new products.

    + Receive guidance from team members to resolve issues and identify appropriate issues for escalation.

    **What you have:**

    + Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a Degree .

    + Up to 2 years relevant business and/or general analysis working experience

    + Foundational knowledge of Microsoft Office tools to include Word, Excel, PowerPoint and Access

    + Foundational knowledge of relevant data analysis tools

    + Foundational knowledge of relevant data extraction tools

    + Successful completion of an analyst assessment may be required

    **What sets you apart:**

    + Demonstrated knowledge and experience with Excel and at least one programming language or modeling software package (Python, SQL, R, SAS, etc.)

    + Demonstrated experience aggregating and analyzing data to solve problems.

    + Demonstrated experience problem-solving, innovation, and process improvement skills.

    + Ability to effectively communicate insights and solutions to broad audiences including actuarial and non-actuarial stakeholders

    + Personal lines pricing experience

    + Familiarity and experience with industry pricing software such as Earnix

    + US military experience through military service or a military spouse/domestic partner

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **What we offer:**

    **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $48,890.00 - $87,600.00 **.**

    Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

    **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

    _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

    _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Associate Actuary, Actuarial Development Program
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted 4 days    

    **Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

    **Work Arrangement:**

    Hybrid/Flexible : Work at home and use the office as appropriate for in-person collaboration.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72946

    The Actuarial Development Program (ADP) at Lincoln Financial Group is an industry-leading program that demonstrates Lincoln Financial’ s commitment to creating technically proficient, well-rounded actuaries capable of leadership, technical and managerial roles throughout the company. As an ADP participant, you’ll be able to explore your unique interests while developing the essential actuarial, technical, management, communication, and leadership skills you need to succeed. The Actuarial Development Program includes a series of rotations, typically every 18-24 months. Rotational roles are available in different business areas including Life and Annuities, Retirement and Group Protection. Rotational roles also span all actuarial functions including Product Development, Pricing, Reinsurance, Inforce Management, Valuation, Financial Projections, Risk Management, Financial Planning & Analysis, Financial Strategy & Management, Appointed Actuary, Experience Studies, Modeling and Data Analytics & Actuarial Transformation.

    ADP participants are required to pass the Society of Actuaries’ exams at a prescribed pace. The program is designed to support you as you work towards your FSA and provide the training and resources necessary to pass the exams.

    Additional Program Highlights:

    • Highly competitive compensation package with salary increases and bonuses upon successful exam completion

    • Long-term incentive benefits for program graduates meeting minimum requirements

    • Generous study time allowances for each exam session

    • Payment and/or reimbursement of actuarial exam fees, materials, review courses, and seminars taken during the program

    • Social and training opportunities to enhance skills, network with ADP participants and build long-lasting industry relationships

    • Dedicated leaders and mentors to assist with career development

    • Work with actuarial and data science software and technologies including MG-ALFA, AXIS, Prophet, Dataiku, R, and Tableau

    The Role at a Glance

    As an Associate Actuary, you will be assigned to one of Lincoln’s Actuarial departments where you will play an integral role in the function of supporting the company’s actuarial responsibilities across multiple lines of business, delivering insightful, value-add, actionable analytics and governance to drive business results. Throughout the rotational process, participants are strategically rotated to a wide range of positions, providing experience in three key areas: Product & Pricing, Financial, and Technical. In addition, participants are provided opportunities to gain exposure to multiple lines of business, as well as both group and individual insurance. Participants are placed into positions based upon what skills they can offer the position as well as what experiences the position can offer them. It is a collaborative process between the program leaders (actuaries), managers, and participants. Lincoln’s actuarial leadership plays an active role in developing the ADP participants.

    In any actuarial rotational role that you would be placed in, you could be responsible for a variety of tasks and learning opportunities such as:

    • Developing a new insurance product or re-pricing an existing product based on customer needs

    • Perform pricing analysis using internally developed software, and analyze the pricing results for new/redesigned annuity contract and rider benefits

    • Conducting asset adequacy and cash flow testing using actuarial software

    • Creating monthly, quarterly, and annual reserves and financial statements

    • Developing and analyzing business models to analyze portfolio holdings

    • Work across the enterprise to gather, validate, and analyze statutory reserves and capital for all holding company entities as part of an emerging international capital framework

    • Improve efficiency of technological tools used for asset adequacy testing and statutory reporting (Dataiku)

    • Build on existing automation efforts with Dataiku and Tableau to increase efficiency, gain insight into the analysis of results, reduce the potential for error, and improve presentation of results

    • Maintain existing actuarial models/tools, assist with mechanical and conceptual troubleshooting

    • Work with actuarial and data science software and technologies including MG-ALFA, Prophet, Dataiku, R, and Tableau

    • Develop, expand, and maintain validation tools such as external spreadsheets used to verify model results. Create and maintain proper documentation of model changes.

    • Perform dynamic validation and analyze actual against modeled assumptions

    • Partnering with various teams to understand risks posed by new products and developing recommended approaches to reflect risk

    • Presenting to actuarial and non-actuarial leaders within assumption review committee meetings

    What you'll be doing

    • Support the group’s actuarial initiatives and on-going business needs

    • Complete assigned projects with impactful outputs

    • Build relationships across different business units and actuarial functions

    • Collaborate with actuarial team members

    • Receive coaching and mentorship from senior actuarial team members and leaders

    \What we’re looking for

    • 3-6+ years of experience in actuarial science

    • At least 7 actuarial exams passed; typically has ASA designation, progressing towards FSA designation

    • Driven, motivated and resourceful problem-solvers with critical thinking skills who are eager to learn, are coachable and committed to the rotational and exam progress parameters laid out by Lincoln.

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + Clearly defined career tracks and levels to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:**

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2023, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of December 31, 2023, the company had $295 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Director, P&C Pricing and Reserving Actuary - Loss Reserving
    USAA    Phoenix, AZ 85067
     Posted 7 days    

    **Why USAA?**

    At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

    We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

    **The Opportunity**

    We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: **San Antonio, TX; Phoenix, AZ; Colorado Springs, CO or Tampa, FL** .

    Relocation assistance is available for this position.

    **The candidate for this position will be the leader of the Auto Loss Reserving Analysis team within the broader P&C Actuary & Analytics Loss Reserving team. They will direct the Loss Reserving actuaries and analysts, as well as partner with Claims, Pricing and the Business leaders in monthly and quarterly analysis of Ultimate loss estimates for our largest lines of business.**

    Plans, coordinates, directs, and staffs actuarial activities required to analyze and achieve target pricing levels. Develops new products or rating structures, actuarial information and application requirements while balancing market and financial goals.

    **What you’ll do:**

    + Coordinates the development of product line pricing assumptions and price structure while ensuring price level objectives are met.

    + Advises the development of new products and implementation of process improvements.

    + Provides short and long-term planning recommendations for unit objectives by developing and analyzing forecasts.

    + Manages and is accountable for the work of assigned employees.

    + Performs personnel management functions, including employee selection, team building, project/workload assignment, employee training, monitoring of work activity and performance evaluation.

    + Ensures that product prices and designs are congruent with the company's product strategy and goals.

    + Facilitates the development and implementation of products and projects.

    + Monitors competitive market, industry trends, and professional research to maintain knowledge of current activities related to products, regulations, market conditions, and innovative alternatives to achieve financial and market goals.

    + Represents USAA's interest at industry level committee meetings.

    + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

    **What you have:**

    + Bachelor’s degree or 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

    + 8 or more years proven experience.

    + 3 or more years of direct team lead or management experience required.

    + Five (5) exams of the Casualty Actuarial Society.

    **What sets you apart:**

    + Acquired the Associate of the Casualty Actuarial Society (ACAS) designation.

    + Experienced people leader – evaluating, organizing, and maximizing talent.

    + Skilled project leader – able to manage multiple priorities and direct work through others.

    + Strong Actuarial technical skills, preferably in Reserving, but a strong/deep level of pricing experience in Auto preferred.

    + Ability to work well w/ business partners and other team members is imperative.

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **What we offer:**

    **Compensation** : USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: **$138,230 - $248,810.**

    Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

    **Benefits** : At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

    _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

    _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Actuary
    Humana    Phoenix, AZ 85067
     Posted 7 days    

    **Become a part of our caring community and help us put health first**

    The Actuary, MAPD Rx is responsible for setting pricing assumptions, submitting bids, filing and gaining approval of premium rates and rate certifications with regulatory agencies. Supports implementation of rates, new plans and benefit changes. Provides guidance to Product Development on new product/benefit cost impacts. Develops and maintains pricing tools that price standard and custom benefits. The Actuary, Pricing works on problems of diverse scope and complexity ranging from moderate to substantial.

    The Actuary, MAPD Rx establishes market level financial metrics to align with segment profitability goals, analyzes market level results and projections and develops recommended pricing actions to address gaps to targeted metrics. Leverages market level projections and experience data tools to research root cause and capture insights. Researches and understands competitors in marketplace and collaborates with sales and other partners supporting the markets to develop strategies for profitable membership growth. Accountable for actuarial certifications on rate filings, including attesting to compliance with state and federal rating and benefit regulations. Advises executives to develop functional strategies (often segment specific) on matters of significance. Exercises independent judgment and decision making on complex issues regarding job duties and related tasks, and works under minimal supervision, Uses independent judgment requiring analysis of variable factors and determining the best course of action.

    **Use your skills to make an impact**

    **Required Qualifications**

    + Bachelor's Degree

    + FSA or ASA plus relevant advanced degree, recent and relevant work experience, and/or other relevant professional designations.

    + MAAA

    + Strong communication skills

    + Experience in more than two functions (e.g., modeling, pricing, rate filing, reporting & analysis, reserving or trending)

    + Must be passionate about contributing to an organization focused on continuously improving consumer experiences

    **Scheduled Weekly Hours**

    40

    **Pay Range**

    The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay decisions will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.$126,800 - $174,500 per yearThis job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.

    **Description of Benefits**

    Humana, Inc. and its affiliated subsidiaries (collectively, 'Humana') offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

    **About us**

    Humana Inc. (NYSE: HUM) is committed to putting health first - for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

    **Equal Opportunity Employer**

    It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or because he or she is a protected veteran. It is also the policy of Humana to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

    Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or religion. We also provide free language interpreter services. See our https://www.humana.com/legal/accessibility-resources?source=Humana_Website.


    Employment Type

    Full Time


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